document.writeln('<b>Refunds</b>');
document.write(' If you cancel your ad after making payment but before publication we will refund to'); 
document.write(' the card that you used to make payment. We reserve the right to deduct any fees that');
document.write(' we cannot recover from our card processor. If you require a refund by cheque');
document.write(' then there will be a service charge of &pound;2');